Free DayCare Near Me For Single Mothers
- richdaddystore
- Apr 19, 2020
- 4 min read
DAYCARE HELP FOR SINGLE MOMS: Selecting affordable and quality child care as a single mom can be a very tough choice. Finding the right daycare for your child as a parent generally is already hard enough, but for single parent families with young kids it's crucial.
If you're a single mom and you don't have any one to provide care for your own child(ren), you won't be able to get to work and make money. Even if you do have family to help out and also a daycare to send the children too, childcare costs are not affordable.
Free Daycare For Single Mothers
Mind you, these prices can frequently reflect the price of care for only one kid. In my region, full time daycare for one young child (non-infant) prices around $700/month.
This creates a struggle for single moms who are:
A. Looking to place their child in a quality day care facility in order that they can work.
B. Trying to afford the monthly payments per month to keep care for their son or daughter.
Fortunately, there are a few programs put in place to help ease the financial strain that child care costs can put on single mothers.
STATE Aid
Implementing for state help if you think you qualify is one of the best methods of making child care more affordable. State child care assistance programs help eligible families pay for care while working or attending school. If you are accepted, the application will pay for some of your child care costs each month based on your own income and household size as you will be required to pay a small copay each month. Child care assistance for single mothers saved me when I moved out to attend school and did not have any reliable care for my son once I was expected to go to work or attend class. I lived a bit too much away for my loved ones to come out and help me each day so I had to find it out on my own. I was grateful that my college had a fantastic 4-star daycare on campus, and so I obtained a discount for being a student and I was likewise granted state assistance to help lower the prices of child care so that I could continue to work and earn my degree. There isn't a waiting list for applicants however there can be so it is ideal to fill out your application several months before you expect to get care so it can allow the state the necessary time needed to process your application and respond to you. HEAD START PROGRAMS Report this advertisement Head Start is a favorite Federal program which makes it possible for children from low income families from birth to five years old to get ready for college. Head Start's School Readiness Program encourages and supports mental, social and emotional development among children. The programs usually last for 2.5 hours to 6 hours daily permitting parents for excellent care and schooling for their child while they work or attend college. Parents may also ask an elongated afternoon slot if they require care for a longer time frame. Approved kinds of care include: daycare, after-school programs, and camp on a pre-tax basis.
This system sets aside a part of your paycheck to help pay a portion of the childcare costs along with tax breaks to both Federal and State taxes in line with the contributions during the year. This system allows single moms to properly manage and strategy for child care costs without suffering a heavy financial strain.
TEMPORARY ASSISTANCE FOR NEEDY FAMILIES Temporary Assistance for Needy Families or TANF is a program that financially assists families with children whose parents have no income or a low annual income according to state guidelines. TANF income isn't a substitute for fulltime or even part-time income, but by law recipients can put a portion or all their monthly TANF income toward child care costs. Once you start receiving TANF, you are essentially guaranteed child care support (should you need it) so this is an app that unmarried mothers in need can really make the most of. There are a few daycare and private babysitters that will offer their own type of financial assistance to in-need families. This is the best answer for all those of you who are making too much to qualify for government funded help but are still struggling to cover daycare. I understand what a true problem that can be. Check with local daycare programs and inquire to see whether any childcare providers in your area offer tuition scholarships or payments on a sliding scale basis. In case you have an employer who provides benefits you will need to check in with the human resources department to inquire about both, childcare tuition assistance and flexible spending accounts. There are some employers (especially large employers) that have deals with specific childcare providers at discounted rates. Additionally if your employer provides Dependent Care Flexible Spending Accounts you should take advantage of these. With a dependent care FSA you aren't taxed on the money that you contribute and then use for qualifying childcare up to $5,000 each year. CHURCH ASSISTANCE PROGRAMS If you're a member of a Church check with them to see whether they offer childcare aid to families in need. Many churches have funds especially for this. In addition, many churches (especially big ones) have their very own daycare centeres wherriBe you might be able to access daycare at a reduced cost or even free. If you've been struggling to afford child care, those programs really can make a difference. Have you ever had difficulty paying for child care when you actually needed it? What are daycare costs like locally.
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